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HomeMy WebLinkAboutRESOLUTION - 19-91 - 3/26/1991 - INTERGOVERNMENTAL COOPERATION AGRMTRESOLUTION NO. 19-91 A RESOLUTION AUTHORIZING THE VILLAGE PRESIDENT AND VILLAGE CLERK TO EXECUTE AN INTERGOVERNMENTAL COOPERATION AGREEMENT NOW, THEREFORE, BE IT RESOLVED by the President and Board of Trustees of the Villaae of Elk Grove Village, Counties of Cook and DuPage, State of Illinois as follows: Section 1: That the Village President be and is hereby authorized to sign the attached documents marked: "Intergovernmental Cooperation Agreement" a copy of which is attached hereto and made a part hereof as if fully set forth and the Village Clerk is authorized to attest said documents upon the signature of the Village President. Section 2: That this Resolution shall be in full force and effect from and after its passage and approval according to law. PASSED this 26th day of march , 1991. APPROVED this 26th day of March , 1991. Charles J. Zettek Village President ATTEST: eputy i age C I er INTERGOVERNMENTAL COOPERATION AGREEMENT THIS INTERGOVERNMENTAL COOPERATION AGREEMENT (the "Co- operation Agreement") dated as of March 25, 1991, by and among the home rule units of government duly organized and validly existing under the Constitution and the laws of the State of Illinois which have executed this Cooperation Agreement (each such home rule unit of government being referred to herein as a "Municipality" and all such home rule units of government being collectively referred to as the "Municipalities"); WITNESSETH: WHEREAS, Section 10 of Article VII of the Constitution of the State of Illinois authorizes units of local government and school districts to contract or otherwise associate among themselves in any manner not prohibited by law or by ordinances, and to use their credit, revenues and other reserves to pay cash and to service debt related to intergovernmental activities; and WHEREAS, the Intergovernmental Cooperation Act (Illinois Revised Statutes 1989, Chapter 127, Paragraph 741 et sec., as supplemented and amended) au- thorizes public agencies to exercise jointly with any other public agency in the State of Illinois any power, privilege or authority which may be exercised by such public agency individually; and WHEREAS, the Municipalities are Each a unit of local government and a public agency of the State of Illinois; and WHEREAS, pursuant to the Constitution of the State of Illinois, and particularly Article VII, Section 6(a) of the 1970 Constitution of the State of Illinois, Each Municipality has the power to issue its revenue bonds (the "Mortgage Revenue Bonds") for public purposes including the financing and purchase of mortgage loans or interests therein to finance the cost of residences for low and moderate income persons within its corporate boundaries, and to pledge to the payment of the principal of, premium, if any, and interest on such revenue bonds the payments made with respect to the mortgage loans purchased with and financed by the proceeds of such revenue bonds; and WHEREAS, pursuant to Section 146 of the Internal Revenue Code of 1986 (the "Code") bonds issued for the purposes described in the preceding paragraph may not be issued on a tax-exempt basis unless the aggregate principal amount of such bonds issued by any issuer is within such issuer's "volume cap" for the calendar year; and WHEREAS, pursuant to Section 146 of the Code and the relevant provisions of the Illinois Private Activity Bond Allocation Act (the "Bond Allocation Act") prior to a specified date each year, the "volume cap" of each Municipality is limited to a specified amount based on the most recent Bureau of the Census population estimate released prior to January 1 of that calendar year; and WHEREAS, pursuant to the Bond Allocation Act and the current Guidelines and Procedures issued thereunder (the "Guidelines"), each Municipality may reallocate its volume cap to another Municipality; and WHEREAS, the Municipalities hereby find and determine that they cannot individually access the capital markets on favorable terms through the issuance of tax- exempt Mortgage Revenue Bonds due to the limitations on the aggregate principal amount of such bonds which may be issued under each Municipality's "volume cap" au- thority; and WHEREAS, the Municipalities hereby find and determine that the pooling of all of the "volume cap" authority of each of the Municipalities for 1991 and the re- allocation of all of such authority to a single Municipality would permit that Municipality to issue tax-exempt Mortgage Revenue Bonds to finance owner -occupied residences for persons and families qualifying under Section 143 of the Code within the corporate boundaries of all of the Municipalities in an aggregate principal amount of sufficient size to adequately access the capital markets at favorable interest rates; and WHEREAS, to accomplish the foregoing, the Municipalities propose to reallocate their 1991 "volume cap" to the City of DeKalb, Illinois ("the Issuer") and the Issuer proposes to issue, sell and deliver its Illinois Home Rule Units Single Family Mort- gage Revenue Bonds, Series 1991 (the "Bonds") in order to obtain funds to finance the cost of owner -occupied residences for persons and families qualifying for financing under Section 143 of the Code within the corporate boundaries of each of the Municipalities. NOW, THEREFORE, in consideration of the above premises and of the mutual covenants hereinafter contained and for other good and valuable consideration, the receipt of which is hereby acknowledged, the Municipalities hereby agree as follows: SECTION 1. Re resentations. Each Municipality represents as follows: (a) The Municipality (1) is a home rule unit of government and either a municipal corporation or county duly organized and existing under the laws of the - State, (2) has full power and authority to enter into this Cooperation Agreement and to carry out its obligations hereunder and (3) by proper corporate action has duly authorized the execution and delivery of this Cooperation Agreement. (b) Neither the execution and delivery by the Municipality of this Coopera- tion Agreement nor the consummation. by the Municipality of the transactions contemplated hereby conflicts with, will result in a breach of or default under or will result in the imposition of any lien on any property of the Municipality pursuant to the terms, conditions or provisions of any statute, order, rule, regulation, Agreement or instrument to which the Municipality is a party or by which it is bound. (c) This Cooperation Agreement has been duly authorized, executed and delivered by the Municipality and constitutes the legal, valid and binding obligation of the Municipality enforceable against the Municipality in accordance with its terms. (d) There is no litigation or proceeding pending, or to the knowledge of the Municipality threatened, against the Municipality, or to the knowledge of the Municipality affecting it, which would adversely affect the validity of this Co- operation Agreement or the ability of the Municipality to comply with its obliga- tions thereunder. (e) The population of the Municipality as set forth in the most recent census estimate released by the United States Bureau of Census prior to January 1, 1991 is as set forth in Exhibit A hereto. Exhibit A further sets forth the Municipality's volume cap for calendar year 1991. -2- M As of the effective date of this Cooperation Agreement, the Municipality has not taken any action which would have the effect of using or authorizing the use of all or any portion of its 1991 volume cap pursuant to any (1) issuance of any "private activity bonds" (within the meaning of Section 141 of the Code), (2) election not to issue qualified mortgage bonds in order to issue mortgage credit certificates (as defined in the Code), (3) reallocation of any of its "volume cap" to any other entity, (4) carry forward to future years of any of its 'volume cap", or (5) other action. (g) As of the effective date of this Cooperation Agreement, the "targeted areas", within the meaning of Section 1430) of the Code (consisting of "qualified census tracts" and "areas of chronic economic distress" as described in Section 1430)(2) and (3) of the Code), within the Municipality are as set forth in Exhibit B hereto. (h) On or prior to the effective date of this Cooperation Agreement with respect to each Municipality, the governing body of the Municipality conducted a public hearing with respect to the proposed issuance of the Bonds in conformance with the requirements of Section 147(f) of the Code. At such public hearing, all residents, taxpayers and other interested persons were given the opportunity to express their views with respect to the proposed issuance of the Bonds. Notice of such public hearing was duly published in a newspaper of general circulation in the Municipality at least 14 days prior to the date of such public hearing. The Mayor or President, as the case may be, or the governing body of the Municipality, as an "applicable elected representative" of the Municipality pursuant to Section 147(f) of the Code, has approved the issuance of the Bonds pursuant to said Section on or prior to the effective date of this Cooperation Agreement with respect to such Municipality. SECTION 2. Reallocation of Volume Cap. Each Municipality hereby agrees that, immediately upon the effectiveness of this Cooperation Agreement, it will re- allocate all of its 1991 volume cap as set forth in Exhibit A hereto to the Issuer pursuant to and in .accordance with the requirements of the Bond Allocation Act and the Guide- lines in order that the Issuer may use its best efforts to issue the Bonds for the purposes set forth in Section 3 below. SECTION 3. Issuance of Bonds. The Issuer hereby agrees that it will use its best efforts to issue the Bonds in an aggregate principal amount equal to the sum of its own 1991 volume cap set forth on Exhibit A hereto plus all volume cap reallocated to it pursuant to Section 2 above. The Bonds shall be issued solely for the purpose of fi- nancing mortgage loans for owner -occupied residences located within the corporate boundaries of the Municipalities for individuals and families qualifying under Section 143 of the Code. The Bonds shall be issued in such series and classes, shall have such stated maturity or maturities, shall bear interest at such rate or rates, shall be subject to redemption prior to maturity, shall be payable at such time or times and at such place or places, and shall have such other terms, all as shall be approved by ordinance of the governing body of the Issuer or specified in the trust indenture under which the Bonds are issued. The Issuer has complete discretion, as the issuer of the Bonds, to select the trustee, the master servicer, if any, and a compliance agent, if any, to serve in such capacities in connection with the Bonds. The proceeds of the Bonds may be used to finance mortgage loans or the acquisition of interests therein, as described above, to -3- debt interest or pees Bonds, to pay h other purposes on the for sue r deem of debt service of the Bands or as the issue Of the payment of issuance financed thereby as the issuer ct or for the P casts to be discretion, ant contra d elves to payinortga$esuer has complete resees rves ds, the uaranteed in ag in capacitled fun Ban to a $ service °n the Bands °r [lady the ursuant of the entities serving establish SiQf the Bonds (p tion mortgage F related tO or desirable• and compensation necessary Invest proceeds and to establish fees Bonds obligations of Bonds, e ' to connection with the be limited otherwis) shall ads, by mterestn The Bands Band proce pssoelatio establ had for Bonds.financed with Mortgage at. ns of trievebY TION 4. Securit a e loans ant National or by obli$ [suer, by m°rtg B the ver „ MN 1 the bond SEC Go as solely a p ssocla ion file program, �mun[ciPal the Issuer, $seared by obligatip°s �ortg g e loans ported by the Issuer a National• mortgag be suPp as the therein ev�dhe federal ualifY�ng The Bonds may enhan, al obligation of ("CNMA )' will originate I determine. er forms of aredbe a general ecun,arY liability its 1e shal ms o titue orejVe al credit or Ower ars who th II the ds rise to taxing p w lenders discretion, of credittanceS she e in tters sans general palic[es,DndeY no cirau shall they e against th g Insuranceine• ality nor charg The documents m shall deter Mum 'AunlCipalitY °r a e Loans. during an Issuer or of any a that of the Issuer or any,'unia palltY ravide on December or any Allocatio meats"l shall p ending amount Of the issuer „and Dec Bonds and a the initial llestrictians a B of the ved solely for SECTION 5. issued (the issuance ro rata Sher 11 be reser which the Bands are under comm ry of irate With"' limits o commercial on the t,,, Period"l. pests therein shatrie corparatel�3 of the eriod sl mortg loans or w under Section Code)- initial ode)• 31, g91 (the +`Mufina a located ountof � residences uirements and t�) °f the 31, to finance a loans for to federal f Section 143(1) made avatlableof mortga$ subject only Section. Chea the al ageoaCtUe the financing allties, area required t9 shalt apprdivided by the Bon unicip Municip issue used to each of the as the "tang tiny given allty to the Pe e�loans tion Code share for such Muntcip Municipal Reservaeimortg g for loco pro rata ptfter the flnans, without regardhe ode (such le as Such a cap tribu b rued ted to volum punt of the Bonds, proceeds a Fars bee bas tion 113 of the exempt status amthat Bo first-come, ants under Sec twin the tax- real estate princip uirem main is may provide ted an a rel req be observed to u n which must reservations for builder a finance loans aegsubject to Fede of the Cesiden� reQuirements rVations (such as program shall provide "targeted area and other res o1e in marketing Documents there shall goads, The Bond Municipality: of the be desira for every Nho has agreed to which may atin Lenders. lender ro$ram within the brokers) 6 partici ervati°n Period, a,i % under the p SECTION Bes least one Pa- need least the MuniC1place at a loans financed that during at and be in p te ortgag & Company use reasonable e of thataMumc Polity• George E' and Cutler beenselect Ba shell use its of Profession Bonds. Chapma° corporate 1[m N ! A ointment agent for th of the Bonds its best SECT[O or p em a issuance er agrees to use that the lac shall serve as Gounselrin connection with th Bonds. The Issuer manner, suet,overnor's Issue ed to the serve as band SECTION 8• the purpp$es described rood herelmatl Net and he otlseref actors co could 11 auld Bonds for allties Bond Allocation ns or MunzciP market conditio efforts to issue of the under the 1991 volume cap of Vilna is that Office of the State nowled$e and agree tris Municipalities eek -1- make it impossible, uneconomic or undesirable for the Bonds to be issued and, accord- ingly, the Issuer will not be subject to any liability to the other parties hereto if Bonds are not issued. The Issuer will endeavor to keep the other Municipalities informed as to the ongoing status of the preparations for issuance of the Bonds. SECTION 9. Documents, Instruments and Opinions. Each Municipality agrees to enter into all such documents and instruments as shall be necessary or appro- priate in connection with the issuance of the Bonds, including without limitation closing certificates, disclosure representations, and all such other documents and instruments as shall be necessary or appropriate in connection with the issuance of the Bonds. Each Municipality acknowledges that it has caused its municipal attorney to review this Co- operation Agreement in order that he or she may render an opinion regarding its enforce- ability and related matters. SECTION 10. Absolute and Irrevocable Conditions; Amendment. All terms and conditions contained herein are intended to be absolute and irrevocable conditions hereof and are agreed to by the Municipalities. This Cooperation Agreement may not be effectively amended, changed, modified, altered or terminated without the written consent of all of the Municipalities, authorized by ordinances or resolutions adopted by their respective governing bodies; provided that after the issuance of the Bonds no such amendment shall adversely affect the interests of the owners of the Bonds. SECTION 11. Obligations Unconditional. The Municipalities shall have no right to terminate, cancel or rescind this Cooperation Agreement, it being the intent hereof that, subject to the following paragraph, the Municipalities shall be absolutely and unconditionally obligated to perform all covenants contained in this Cooperation Agree- ment from and after the effective date hereof. If the Issuer and its professional consultants are unable to obtain the commitments of participating lenders to originate mortgage loans in a given Municipality such that the requirements of Sections 5 and 6 hereof may be satisfied with respect to that Municipality, the Issuer shall take such lawful steps as are necessary to reallocate to such Municipality all or a portion, as the case may be, of its 1991 volume cap and such Municipality shall no longer be a participant in the program established hereby or bound by the provisions of this Cooperation Agreement. SECTION 12. Notices. All notices, certificates or other communications hereunder shall be sufficiently given and shall be deemed given when delivered or mailed by registered or certified mail, postage prepaid, addressed to the appropriate address set forth in Exhibit C hereto. A duplicate copy of each notice, certificate or other communication given hereunder to any Municipality shall also be given to the others. Any Municipality, by notice given hereunder, may designate a different or further address to which subsequent notices, certificates or other communications will be sent. SECTION 13. Binding Effect. This Cooperation Agreement shall inure to the benefit of and shall be binding upon the Municipalities and their respective successors and assigns. The Municipalities initially executing and delivering this Cooperation Agreement on or prior to March 25, 1991 acknowledge and agree that additional Illinois home rule units of government may execute and deliver this Cooperation Agreement after such date (but prior to the date that the Issuer enters into a purchase contract for the sale of the Bonds) and that this Cooperation Agreement shall be binding against such -5- parties as if they had executed and delivered this Cooperation Agreement with the initial participating group of Municipalities. SECTION 14. Non -Discrimination. No person shall be illegally excluded from participation in, or be denied the benefits of the program which is the subject of this Cooperation Agreement on the basis of race, religion, color, sex, age, disability, handicapped status or national origin. The Issuer shall require in the Bond Documents or otherwise that each lender originating mortgage loans under the program which is the subject of this Cooperation Agreement covenant to comply with all applicable Federal and state non-discrmination requirements. SECTION 15. Compliance with Laws. In performing any actions under this Cooperation Agreement, each Municipality shall comply with any and all applicable Federal and state statutes, rules and regulations and any and all ordinances and regulations of the Municipality pertaining to or regulating the provision of such actions, including those now in effect or hereafter adopted. SECTION 16. Assignability. No Municipality may assign or transfer any or all of its interest, duties or authority under this Cooperation Agreement. This Section 16 shall not be a limitation on the provisions of this Cooperation Agreement requiring reallocation of volume cap. SECTION 17. Access to Records. The Issuer shall permit each Municipality, or its authorized agent(s), access during normal business hours to the records of the Issurer as the Municipality shall deem necessary so as to verify the nature and scope of the actions being taken under this Cooperation Agreement as well as the, status of the program described herein, but said authority shall not grant a right to inspect any records which are unrelated to the matters contemplated by this Cooperation Agreement. The Issuer shall cause the Trustee to maintain complete and accurate records with respect to the Bonds and the application of the proceeds thereof for the purposes contemplated by this Cooperation Agreement, which records shall be readily accessible for inspection and copying by officials of any Municipality. The Issuer shall cause the Trustee to provide free access to officials of any Municipality to such data and records. SECTION 18. Authority to Sign. Each person signing below on behalf of one of the parties hereto agrees, represents and warrants that he or she has been duly and validly authorized to sign this Cooperation Agreement on behalf of their party. SECTION 19. Rights to Materials. The Issuer shall cause one (1) copy of each report required to be prepared under the Bond Documents by the Trustee or the Master Servicer (if any) relating to the Bonds, the application of the proceeds of the Bonds, the origination of mortgage loans under the program or any related information to be delivered to each Municipality which requests the same not later than ten (10) days after such request. SECTION 20. Severability. In the event any provision of this Cooperation Agreement shall be held invalid or unenforceable by a court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provision of this Cooperation Agreement. -6- SECTION 21. Further Assurances and Corrective Instruments. The Municipalities agree that they will, from time to time, execute, acknowledge and deliver, or cause to be executed, acknowledged and delivered, such supplements hereto and such further instruments as may reasonably be required for carrying out the expressed intention of this Cooperation Agreement. SECTION 22. Execution in Counterparts. This Cooperation Agreement may be executed simultaneously in any number of counterparts, each of which counter- part shall be an original and all of which counterparts shall constitute but one and the same instrument. SECTION 23. Applicable Law. This Cooperation Agreement shall be governed by and construed in accordance with the laws of the State of Illinois. SECTION 24. Effective Date. This Cooperation Agreement shall be in full force and effect on the date when it is executed by Municipalities with 1991 'volume caps" set forth in Exhibit A hereto aggregating at least $8,000,000. Prior to that date, this Cooperation Agreement shall have no force and effect. This Cooperation Agreement shall not be binding upon any Municipality which has not executed and delivered this Agreement as provided in Section 25 below. SECTION 25. Filing of Cooperation Agreement and Accompanying Docu- ments. Each Municipality shall file at the offices of Chapman and Cutler, 111 West Monroe Street, Chicago, Illinois 60603: Attention: Matthew R. Lewin, the following: (a) an executed copy of this Cooperation Agreement, (b) a certified copy of the ordinance or resolution authorizing the execution of this Cooperation Agreement, (c) the minutes of the public hearing referred to in Section 1(h) hereof, (d) the affidavit of publication with respect to the notice of public hearing referred to in Section 1(h) hereof, (e) the approval of the Mayor or President of the Municipality pursuant to Section 147(f) of the Code referred to in Section 1(h) hereof, (f) the reallocation of the Municipality's volume cap to the Issuer referred to in Section 2 hereof and (g) the Municipality Attorney's opinion referred to in Section 9 hereof. IN WITNESS WHEREOF, the Municipalities have caused this Intergovern- mental Cooperation Agreement to be executed in their respective names by their respec- tive duly authorized officials shown on the succeeding pages. -7- EXHIBIT A Municipality Population* 1991 Volume Cap** Aurora 91,150 $4,573,978 Burbank 28,620 1,436,174 Calumet City 39,080 1,961,065 DeKalb 31,830 1,597,254 Dolton 23,770 1,192,797 Elgin 69,810 3,503,120 Elk Grove Village 33,240 1,668,009 Evergreen Park 20,590 1,033,222 Freeport 25,490 1,279,108 Galesburg 31,810 1,596,250 Granite City 34,400 1,726,219 Highland Park 29,700 1,490,369 Joliet 74,540 3,740,475 Lansing 29,360 1,473,307 Maywood 27,340 1,371,942 Mount Prospect 53,120 2,665,603 Mount Vernon 16,910 848,557 Niles 28,530 1,431,657 North Chicago 41,080 2,061,426 Oak Forest 25,970 1,303,194 Oak Park 53,650 2,692,199 Palatine 35,550 1,783,926 Park Forest 25,710 1,290,147 Peoria Heights 6,600 331,193 Quincy 39,070 1,960,563 Rantoul 20,160 1,011,644 Skokie 58,580 2,939,590 Springfield 99,860 5,011,053 South Holland 23,020 1,155,161 Thornton 2,780 139,502 Watseka 5,440 272,983 Based on the most recent census estimate released by the Bureau of Census .prior to January 1, 1991 (Series P-26, No. 88 -ENC -SC "Current Population Estimates - Local Estimates Populations" released March 1990) ** Based on the advice of Chapman and Cutler EXHIBIT B Targeted Areas Qualified Areas of Municipality Census Tracts Chronic Economic Distress Aurora 8537 8535,8536 Burbank none none Calumet City none DeKalb none none Dolton none none Elgin none none Elk Grove Village none none Evergreen Park none none Freeport none none Galesburg none none Granite City none 4002,4003,4004,4005 Highland Park none none Joliet none 8813,8819,8820,8821,8824, 8825 & 8812 (Block Group 1) Lansing none none Maywood none 8173,8175 Mount Prospect none none Mount Vernon none "Enumeration District" 9906 Niles none none North Chicago 8628 8629 (Block Group 1) Oak Forest none none Oak Park none none Palatine none none Park Forest none none Peoria Heights none none Quincy 0007,0008 0005,0004 (Block Group 3& 4; Rantoul 0103 none Skokie none none Springfield 0008 0002 (Block Group 1), 0015 0017,0024 (Block Group 5) South Holland none 8272 Thornton none none Watseka none none EXHIBIT C Municipality Notice Address City of Aurora 44 East Downer Place Aurora, IL 60507-3302 City of Burbank 6530 West 79th Street Burbank, IL 60459 City of Calumet City 204 Pulaski Road Calumet City, IL 60409 City of DeKalb 200 South Fourth Street DeKalb, IL 60115 Village of Dolton 14014 Park Avenue Dolton, IL 60419-1098 City of Elgin 150 Dexter Court Elgin, IL 60120 Village of Elk Grove Village 901 Wellington Avenue Elk Grove Village, IL 60007 Village of Evergreen Park 9418 South Kedzie Avenue Evergreen Park, IL 60642 City of Freeport 230 West Stephenson Street Freeport, IL 61032 City of Galesburg 161 South Cherry Street P.O. Box 1387 Galesburg, IL 61402 City of Granite City 2000 Edison Avenue Granite City, IL 62040 City of Highland Park 1707 St. Johns Avenue Highland Park, IL 60035 City of Joliet 150 West Jefferson Street Joliet, IL 60431 Village of Lansing Ridge Road & Chicago Avenue Lansing, IL 60438 Village of Maywood 115 South Fifth Avenue Maywood, IL 60153-1390 Village of Mount Prospect 100 South Emerson Street Mount Prospect, IL 60056-3266 C-1 City of Mount Vernon 1100 Main Street Mount Vernon, IL 62864 Village of Niles 7601 N. Milwaukee Avenue Niles, IL 60648 City of North Chicago 1850 Lewis Avenue North Chicago, IL 60064 City of Oak Forest 15440 South Central Avenue Oak Forest, IL 60452 Village of Oak Park 1 Village Hall Plaza Oak Park, IL 60302 Village of Palatine 200 East Wood Street Palatine, IL 60067 Village of Park Forest 200 Forest Boulevard Park Forest, IL 60466 Village of Peoria Heights 4901 North Prospect Road Peoria Heights, IL 61614 City of Quincy 507 Vermont Street Quincy, IL 62301 Village of Rantoul 333 South Tanner Rantoul, IL 61866 Village of Skokie 5127 West Oakton Street Skokie, IL 60077 Village of South Holland 16226 Wausau Avenue South Holland, IL 60473 City of Springfield 7th do Monroe Streets Springfield, IL 62701 Village of Thornton 115 East Margaret Street Thornton, IL 60476 City of Watseka 228 E. Walnut Street Watseka, IL 60970 C-2 (SEAL) Attest: INTERGOVERNMENTAL COOPERATION AGREEMENT COUNTERPART SIGNATURE PAGE VILLAGE OF ELK GROVE VILLAGE, ILLINOIS Ilafern R. Snick Deputy Village Clerk By Charles J. Zettek President